We live in the era of smart finance, where knowledge is power and smart decisions certainly lead to financial success. Whether we are looking to invest, save, or manage our debt, understanding the fundamentals of finance is essential. Additionally, today, it has become crucial to understand how to extrapolate the maximum potential of the assets… Continue reading Loan Against Shares and Things the Borrowers Must Keep in Mind During Market Volatility
Category: Blog
Shares Vs. Stocks: Understanding the Difference and Points to Consider Before Investing
Shares Vs. Stocks: Understanding the Difference and Points to Consider Before Investing In the world of stock market investing, shares and stocks reign supreme and profits are the ultimate prize. But as you venture into the world of the stock market, it is imperative to grasp the distinction between the two. On the face of… Continue reading Shares Vs. Stocks: Understanding the Difference and Points to Consider Before Investing
Interest Rate Increases, Volatile Markets Signal Rising Financial Stability Risks
As the country continues to wrestle with its fiscal difficulties, it is becoming increasingly important to understand the implications that rising financial instability poses. As of today, the Indian economy is facing a turbulent transition, with high-interest rates, volatile markets, and increasing financial stability risks. Over the past years, Interest rates in India have been… Continue reading Interest Rate Increases, Volatile Markets Signal Rising Financial Stability Risks
Mutual Funds Overview – How to Assess Mutual Funds As A Preferred Money Management Instrument?
Capital markets mutual funds pool collective investments from corporate and retail investors in the form of units and maintain a portfolio of various schemes that invest these collective investments in equity and debt instruments on their behalf. Investors use mutual funds to invest in equity and debt instruments indirectly rather than directly investing money in… Continue reading Mutual Funds Overview – How to Assess Mutual Funds As A Preferred Money Management Instrument?
Why Should You Take A Health Insurance Plan and What Are The Things to Keep In Mind Before Buying Health Insurance?
The COVID-19 pandemic has dramatically altered lives around the world in recent times. Many countries had to implement lockdowns and restrictions to limit the spread of Coronavirus, leaving citizens confined to their homes. There has been a complete transformation in how we live, work, shop, and interact, making it quite challenging to predict how the… Continue reading Why Should You Take A Health Insurance Plan and What Are The Things to Keep In Mind Before Buying Health Insurance?
How to Save Taxes for Long Term by Investing in Mutual Funds?
The late Finance Minister, Mr. Arun Jaitley, reintroduced the long-term capital gains tax in the Union Budget 2018. Previously, capital gains on equity investments were tax-free if held for a year or longer before redemption. Indeed, mutual fund gains are currently taxable. Even if you cannot avoid taxes entirely, there is a way to reduce… Continue reading How to Save Taxes for Long Term by Investing in Mutual Funds?
Loan Against Assets – Financial Instruments against which you can take a Loan
Throughout history, our great-grandfathers have advocated a loan-free life. As you may know, in medieval times, there were no banks but instead, landlords existed referred to as ‘zamindars’. You may recall those famous Bollywood dialogues, “Maa Ke Kangan”, and “Zameen Ke Kaagaz“, which mostly told the story of a ‘vicious landlord’ taking advantage of the… Continue reading Loan Against Assets – Financial Instruments against which you can take a Loan
How Rurash Financials can help in the Recovery or Transmission of Shares.
India’s stock markets are experiencing an increase in broker defaults. There have been numerous instances where distressed stock brokers who have lost heavily, usually in the derivative segment, have even sold client collateral to satisfy their obligations to the clearing corporation. Upon the sale of client shares, the proceeds are not returned to the ultimate… Continue reading How Rurash Financials can help in the Recovery or Transmission of Shares.
Is There Any Benefit of Tax Deduction in India on the Interest Paid on Loans
Is There Any Benefit of Tax Deduction in India on the Interest Paid on Loan Against Security (Demat Holding) if the Borrowed Money Is Used To Purchase Further Stocks/MF? Investors often use loans to acquire shares, most often through initial public offerings (IPOs) or on the secondary market. Consequently, they hope to earn a greater… Continue reading Is There Any Benefit of Tax Deduction in India on the Interest Paid on Loans
Top Reasons to avail a Loan Against Securities and Shares
If you sell your carefully chosen securities for urgent cash needs, you may lose potential capital gains that could be earned in the long run. In the interim, you can raise funds to handle unexpected crises by taking a loan against securities. This preserves the value of your securities for future growth. There are Five… Continue reading Top Reasons to avail a Loan Against Securities and Shares