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Axis AMC Set to Launch ₹2,000 Crore Private Credit AIF as Demand Surges in India’s Booming Private‑Credit Market

Axis Asset Management Company (AMC) is preparing to launch its third private‑credit Alternative Investment Fund (AIF) next week, marking a major strategic expansion as demand for structured credit accelerates across India. The fund house aims to raise up to ₹2,000 crore—double the size of its previous vehicle—reflecting the sharp rise in opportunities within India’s fast‑growing private‑credit landscape.

Nachiket Naik, Head of Structured Credit at Axis AMC, confirmed expectations of achieving the first close by the end of February.

“This fund will be double the size of the previous one because we see adequate demand and a strong pipeline,

Why Axis AMC Is Expanding Aggressively in Private Credit

Axis AMC’s move comes amid a rapid surge in private‑credit deployment:

  • Around USD 9 billion deployed across 79 deals in the first half of 2025 (EY report)

  • A 53% year‑on‑year expansion driven by financing gaps in real estate, infrastructure, and mid‑market corporates

  • NBFCs scaling back due to capital constraints

  • Stable interest‑rate expectations supporting appetite for high‑yield, secured credit strategies

Globally, private credit has expanded into a USD 3 trillion asset class. India’s market, still at approximately USD 25 billion AUM, provides significant room for long‑term growth.

Axis AMC: Strengthening Its Position in Private Markets

Axis AMC, India’s eighth‑largest mutual fund house, manages:

  • ₹3.7 trillion in total AUM

  • ₹2.1 trillion in equities

  • ₹1.2 trillion in fixed income

  • Nearly ₹7,000 crore across AIFs, PMS, private credit, and private equity strategies

The AMC entered private credit in 2019 and has built a strong performance record. Its previous credit fund:

  • Targeted ₹1,250 crore

  • Closed at ₹740 crore

  • Is nearly fully deployed

  • Is delivering returns close to the targeted 14 percent

Key Features of Axis Private Credit Fund III

Corpus Structure

  • Base size: ₹1,000 crore

  • Green‑shoe option: ₹1,000 crore

  • Total potential size: ₹2,000 crore

Larger Deal Participation
Average ticket size will increase from ₹60–65 crore to approximately ₹125 crore, enabling the AMC to participate in more substantial mid‑market deals.

Why Demand for Private Credit Is Growing
Borrowers rated BBB to A are finding it increasingly difficult to access flexible financing, as NBFCs are limited by capital availability. This widening gap is being filled by private‑credit funds that offer structured, collateral‑backed solutions.

“There is a large unaddressed space with higher demand and shrinking supply,” 

India’s Private‑Credit Market: Outlook

Industry experts expect private credit to remain one of the strongest alternative investment themes because of:

  • Rising mid‑market corporate funding needs

  • Banks focusing more on top‑rated borrowers

  • Attractive return potential in the 12–16 percent range

  • Increasing institutional and global investor participation

Axis AMC’s scale‑up signals strong confidence in the future of private credit as a long‑term asset class.

Explore More Insights

To deepen your understanding of how private credit, AIF structures, and alternative investments contribute to long‑term wealth creation, explore insights from Ranjit Jha (CEO, Rurash Financials), a leader in research‑driven wealth advisory.

Learn how Rurash Financials supports investors through offerings such as AIF guidance, portfolio engineering, access to unlisted equity opportunities, and personalized wealth strategies.

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