Fixed Income Investment Strategies for Different Life Stages “Money talks,” but when it comes to fixed-income investments in India, it is not just about how much money you have, it is about how much you can keep. Therefore, understanding the tax implications associated with fixed-income investments is critical for investors looking to maximize their returns… Continue reading Fixed Income Investments and Taxes: What You Need to Know.
As savers and investors, we are all on a quest to maximize our returns while minimizing our risks. As of today, with current low-interest rates and inflation eating away at our purchasing power, it is more important than ever to find ways to earn better returns than on our savings. So, what next? One option… Continue reading How to take Advantage of High-Interest Rates on FDs While Paying Minimal Tax?
Millennials and Gen-Z investors have been raised in a mature and fast-paced market; this pushed fixed-income investing into the back seat in their minds due to the dynamic stock market with potentially superior returns. But once you come of age and approach retirement, Returns from Fixed Income become your purple patch. At this stage of… Continue reading How to Create a Modern Fixed-Income Portfolio? The Asset Allocation way for Millennial and Gen Z investors
With the highly volatile nature of markets, investors often debate whether to invest in equity or fixed-income securities. India VIX spiked by 60% in late February amid tensions between Russia and Ukraine. Such levels of volatility can be deeply concerning. During such times of high volatility, it is advisable that an investor should look for… Continue reading Can Fixed Income Investments be your safe bet considering the Market Volatility?
A mutual fund is a terrific investment vehicle that is easily accessible by the masses. This fund is formed by pooling money from investors to invest in different asset classes. It is a popular choice among investors. The fund is professionally managed, well-diversified, easily liquidated, and affordable, particularly for small investors. Mutual funds can be… Continue reading Is Investing in Corporate Bond Funds for 2 to 3 Years a Safe Investment?
Fixed Income instruments are those instruments that provide a fixed rate of return at a specified time to the investors. These types of investments offer diversification to the investors as they are less risky than equities and other asset classes. These instruments best fit for the risk-averse investors who want safety and a fixed income.… Continue reading What are the Safe Investment Options for Fixed Income Investors in 2022?
The intention to generate returns forms the basis of any investment. However, uncertainty owing to market factors and sudden movements always looms large. Fundamentally, there are 2 variables for Interest (Returns): Inflation in the economy Degree of risk associated with the borrower For example, if the inflation is 5% and the degree of the risk… Continue reading Your Ultimate Guide to Company Fixed Deposit in India