Rurash Financials Private Limited | Unlisted Equity Investments in India, Leading Stock Brokers and Stock Dealers in India

Ever wondered how successful investors manage to build and maintain their wealth over time? The secret lies in diversification – the practice of spreading one’s investments across a range of different asset classes to minimize risk and maximize returns.

The true sense of diversification lies in a comprehensive suite of financial solutions ranging from traditional investments like stocks and bonds to alternative investments like private equity and hedge funds. 

When it comes to managing your wealth, there is no doubt that diversification is a critical strategy to help mitigate risk and maximize returns.

Here are a few reasons why:

  • Firstly, it amelioratesthe risk of losing all your money in one investment. When you invest in a variety of assets, you spread the risk across multiple investments, reducing the impact of any one investment performing poorly. This is known as “spreading your risk”.
  • Secondly, diversification helps you take advantage of different market conditions. Some asset classes perform better in certain economic conditions, such as when interest rates are high or when the economy is in a recession. By diversifying your investments, you can potentially benefit from different market conditions and reduce the impact of poor performance in any one asset class
  • Additionally, diversification helps you achieve your investment goals with greater certainty. If you invest in a variety of assets, you are more likely to achieve a more stable return on your investment over the long term. This can help you achieve your financial goals, whether that is to save for retirement, buy a house, or fund your child’s education.

At Rurash Financials, we believe in the power of diversification in wealth management. Thus, we offer a range of investment products and services that can help individuals, family offices, and businesses achieve their financial goals while minimizing risk.

Here’s a look at some of the key products that can fit into your overall wealth management strategy:

1) Mutual Funds:

One of the easiest ways to diversify your portfolio is through mutual funds. By investing in a mutual fund, you are essentially pooling your money with other investors to buy a collection of stocks or other assets. This allows you to diversify your portfolio without having to buy individual stocks.

2) Fixed Income Investments:

Fixed Income Investments such as fixed deposits are low-risk investment options that can help you diversify your portfolio. With such products, you can earn a guaranteed return on your investment over a fixed period. These are great options for conservative investors who are looking for a steady stream of income and want to preserve their capital.

3) Debt Instruments like Bonds:

Bonds are debt instruments that offer a fixed rate of return over a specific period. They are considered to be a low-risk investment option and are ideal for investors who are looking for regular income.

4) Equity:

Investing in equities, whether it is direct/listed equity or unlisted stocks can be a great way to earn high returns in the long run. However, equity investments also come with a high degree of risk. These are usually designed to provide investors with exposure to a diversified range of companies across different sectors and industries. Thus, helps in generating consistent returns. To invest in equities one can also choose to participate in IPOs as they provide a unique opportunity for investors to get in on the ground floor of a company’s growth.

5) Insurance:

Insurance is an important component of any wealth management strategy. It helps protect you and your family from financial hardship in case of an unforeseen event. Insurance products must be an essential component of one’s investment portfolio, as they offer protection against unforeseen events such as illness, accidents, and death. This ensures that the investor’s financial goals are not derailed due to unexpected circumstances.

6) Alternative investments:

Alternative investments such as private equity, hedge funds, and commodities can provide exposure to non-traditional assets and potentially higher returns. Alternative investment funds provide different categories of investment opportunities in itself for diversification. You can invest in a variety of asset classes including start-ups. You can also pair these investments with the traditional investments mentioned above for greater diversification.

7) Real Estate:

Real estate is an attractive investment option for those looking for stable returns over the long term. Real estate, whether through direct ownership or investment in real estate funds like real estate investment trusts (REITs), can offer long-term appreciation and income generation.

While these investment products are an excellent way to make your wealth grow steadily, you can also choose to look for credit solutions against them.

Now you can also avail yourself of a loan against your securities without having to sell your investments. You can now pledge your shares, bonds, or mutual funds as collateral and get a loan amount of up to 70% of the securities value. This option provides you with the flexibility to access liquidity without having to liquidate your investments.

These products at Rurash Financials are designed to suit different risk appetites and investment objectives and our team of experts is always available to guide you through the investment process.

To know more about wealth management and avail tailor-made solutions for your investment portfolio, connect with our relationship manager or write to